The winter weather we experience in Ruby NY can do a real number on your home, especially your roof system. Most years we get a moderate amount of snow however recently we have suffered heavy snow and ice storms, both of which are causing a major headaches in this region. Heavy snow can cause roofs to collapse and ice dams can damage both your roof and your roof interior. Your homeowner’s insurance should cover you for this kind of damage regardless of severity, but there are a few things you need to keep in mind before you file a claim.
Roberts Roofing, your local Ruby NY roof repair and replacement experts, have many years experience dealing with insurance roofing claims.
As a rule, roof damage caused by severe winter storms and blizzards is typically covered by homeowner’s insurance. This coverage includes roof collapses caused by heavy snow, melting snow from ice dams. It’s not unusual for melting snow to find its way to the inner parts of the roof and the home’s interior and also trees falling on homes due to strong winter winds and ice.
It is a good idea to construct a claim with your insurer when your roof gets damaged because of snow and ice. Once a claim has been approved, you can receive compensation that you can use to replace or repair your roof. Note though, your insurer needs to look at several variables and these can often make the difference between getting your claim approved or denied.
An insurer may deny your claim or pay only a depreciated amount of the damage based on the age of your roof. If it is found that your roof is already old and required replacement before the damage occurred this will affect the claim amount. Making sure your roof is well-maintained and keeping records of it is your best defense for this.
You will still have to pay a deductible even if your homeowner’s insurance covers most damage resulting from winter damage. That said, you must take preventive measures to ensure your roof and your home’s protection. Cleaning your gutters helps prevent the formation of ice dams. Proper attic insulation reduces the risk of snow collapsing on your roof.
At Roberts Roofing, we can help you provide the necessary information required by your insurance company. Our extensive experience in dealing with insurers will give you peace of mind knowing you are in the best hands to ensure your insurer is provided with the information to expedite the process. We know the materials and processes that will help restore your roof after a damaging weather event.
We provide free estimates for roof and gutter replacement projects, and have provided our guaranteed service to homeowners for over 30 years, serving the Ruby NY area. We are fully licensed and insured roofers and gutter installation professionals and provide written warranties on all services we provide.
- Roof Repairs
- Roof Replacements
- Commercial & Residential
- Storm Damage Repair
- Gutter Instalaltion
- Skylight Installation
Our professional roofing contractors know all about quality roofing materials, which allows us to provide you with the most appropriate styles and materials for your needs at the best prices. We are available to answer all your questions regarding our services and can provide you with a free onsite estimate at your Ruby, NY property.
We are GAF Master Elite certified contractors. We are also recommended on Yelp and Angie’s List. We have the expertise, skill and experience to professionally handle your residential roofing and commercial roofing needs. In addition to roof repair and roof replacement we provide hail, wind and storm damage restoration, gutter replacement, gutter guard installation, and siding installation.
ROBERT’S ROOFING IS A TOP RATED ROOFER – READ WHAT OUR OUR CUSTOMERS SAY
Roberts Roofing – Your Choice For Local Roof Replacement And Repair in Ruby NY
For your convenience we are located a short drive to your property in Ruby NY assuring that reliable services can be carried our – even in emergency scenarios. At Roberts Roofing we have the knowledge & experience in your area to provide the proper guidance to make sure that your job is done right (by our staff, not outside contractors). A residential and commercial roofing job can vary from property to property and depending upon the situation / problem to be resolved. Check our reviews, and give us a call or complete the online form below and let’s discuss your roofing project needs.